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<p>No. Some products are auto-substantiated, meaning they are pre-approved for HSA/FSA purchase without a LOMN (for example, sunscreen SPF 15+, first aid supplies, and certain medical-grade skincare products). For these items, you simply pay with your HSA/FSA card at checkout &#x2014; no consultation is required. Flex automatically determines which products need a LOMN and which do not.</p>

No. Some products are auto-substantiated, meaning they are pre-approved for HSA/FSA purchase without a LOMN (for example, sunscreen SPF 15+, first aid supplies, and certain medical-grade skincare products). For these items, you simply pay with your H

Do all products require a Letter of Medical Necessity?

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Do all products require a Letter of Medical Necessity?Updated 9 days ago